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Dave isn't the only cash advance app to be targeted by federal regulators; the FTC settled similar complaints late last year against Brigit and FloatMe.

However, it filed two similar lawsuits against the cash apps Brigit and FloatMe, accusing them of promising large advances for free and then charging fees for immediate access to the money.

The firms today have innocuous, homely names such as Dave.com and Brigit; their websites are adorned with stock photos of young people and families evidently basking in the relief of a short-term financial crisis averted.

An angry blush turned Brigit's face hot sauce red.

Actress Brigit Forsyth, best known for appearing in TV sitcoms Whatever Happened to the Likely Lads and Still Open All Hours, has died aged 83.