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His family’s tiny “farm” is flourishing, although he credits some of that success to his wife’s increased prowess in the garden.

If your credits were earned decades ago at low-paying jobs, then your spousal benefit might well be larger than your own retirement benefit.

Although the family are not able to live in the home due to the smoke damage, Sanchez credits his grandson with saving the house.

Since Tesla sells only zero-emission vehicles, it has regulatory credits to spare.

I am not receiving Social Security benefits since I worked for over 30 years for the government and do not have enough credits to qualify based on my earnings.