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These places in Southern California generally ranked lower on WalletHub’s other rankings for financial distress and debt delinquency, the new study noted.

Consumer debt delinquency rose in the fourth quarter to its highest level in almost five years, suggesting financial struggles persist across the U.S. amid higher inflation and interest rates, Bloomberg reported.

“We find a substantial increase in bankruptcy rates, debt collections, debt consolidation loans, and auto loan delinquencies” in those states, they wrote, consonant with an increase in excessive debt among players.

All of the infrastructure "we know helps reduce crime and delinquency" that had been "basically turned off at the spout are now turned back on."

Credit scores and delinquencies, she said, “consistently worsen over time as diagnosis approaches, and so it literally mirrors the changes in cognitive decline that we’re observing.”