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And while their options looked good on paper entering the year, Tuesday served as a reminder that, for now at least, they are far from having foolproof insurance plans.

Their plan seemed foolproof... had they not made the mistake of underestimating a hot Latina with a vocal cadence comparable to that of Jennifer Coolidge.

Does love erupt thanks to some undefinable equation that just sort of happens, or can we approach dating like a science, mixing and matching personality traits until we’ve created a foolproof pairing?

The 58-year-old, from Derby, paid for a Safe Hands plan in 2017 after seeing the firm advertised on television, and said she thought her investment was "foolproof".

It’s simple to operate, fairly foolproof and compact.