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Many people may be left in the lurch, and the state may have to start considering standing up a new program for insuring homes in the fire-ravaged state, he said.

Now, former clients tell the BBC they have been left thousands of pounds out of pocket and “in the lurch” by authorities, while Archie has declared himself bankrupt.

She said differences in childcare across the border were frustrating and she felt she had been left in the lurch.

Dame Rachel de Souza's report into the issue said the system has failed to keep up with rising demand, leaving families "in the lurch" and expected to cope by themselves while they wait.

Sir Jeffrey's downfall five months later left his party in the lurch, just weeks after he had negotiated and delivered the very deal that saw the return of devolution.