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Incurrence is the act or process of acquiring, taking on, or subjecting oneself to something, typically something negative, such as debt, guilt, or someone’s anger.

To incur is to become subject to some kind of consequence, especially as a result of one’s own actions. Incurrence is most often used in the context of debt.

Example: The failure of her business resulted in the incurrence of significant debt and credit problems that would be difficult to escape.

The first records of incurrence come from the mid-1600s. It is formed from the verb incur and the suffix -ence, which is used to form nouns of state, condition, or quality.

The word incurrence is commonly used in the context of finances, especially in reference to the taking on of debt, but it can be used for many other contexts and scenarios. In most cases, these scenarios involve a negative consequence, such as the incurrence of your mother’s wrath, or the incurrence of guilt from having incurred your mother’s wrath, or the incurrence of health problems from all the guilt you incurred from incurring your mother’s wrath. (Maybe just call your mom to say sorry.)

What are some other forms of incurrence?

• incur (verb)

What are some words that share a root or word element with incurrence?��

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• incursion
• prudence

What are some words that often get used in discussing incurrence?

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• debt
• anger
• wrath
• acquisition
• acquire

Incurrence is used less commonly than its verb form, incur, but it’s used for all the same situations: taking on or subjecting oneself to an undesired consequence, especially debt or a negative reaction from someone.

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Is incurrence used correctly in the following sentence?

Her incurrence of so much student loan debt made buying a house impossible.