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The loans, digital versions of old-time layaway plans, are commonly known as “pay in four” because they’re often advertised as purchases that can be split into four payments over six weeks.

What the neighborhood didn’t know was that my dad only had enough money to buy the track jacket – the matching track pants and shell-toe Adidas shoes were still on layaway.

The festival, which was aptly announced on Valentine’s Day, didn’t tout much else beyond the lineup and the layaway plan with a $19.99 down payment.

On Friday, prosecutor Georgia Cappleman tried poking holes in his story, saying nobody put a gun to Adelman’s head when he gave Magbanua $138,000 in cash and arranged “some kind of layaway plan” for the rest of the payment.

Similar to Seattle’s highly controversial Mandatory Housing Affordability program, which requires developers to either set aside a percentage of units for affordable housing or pay into a fund to support it, the tree ordinance has an equity layaway feature.