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So, if you locked in a super-low mortgage rate a few years ago, trading that for a new, higher-rate loan might not be worth it.

As of 19 March, the average two-year fixed mortgage rate is 5.34%, according to financial information company Moneyfacts, and a five-year deal is 5.18%.

The average two-year fixed mortgage rate is 5.46%, according to financial information company Moneyfacts, and a five-year deal is 5.23%.

The average two-year fixed mortgage rate is 5.04% according to financial information company Moneyfacts.

The 30-year fixed mortgage rate, while ticking down a little this month, most recently stood at 6.6% last Thursday — which is actually up from about 6% in mid-September, according to Freddie Mac.