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The Crosby family home is among 1,695 properties damaged in the city of Augusta.

When "off-plan" properties are sold it is "common practice to wait until nearer the completion date before making a mortgage application", says Mundy's Specialist Property Lawyers, one of the agent's recommended solicitors.

Cardiff will also have the lowest average bill for band D properties at £1,926 per year.

"I am reassured to hear that so far there has been no damage to properties or mature woodland."

People and properties were evacuated in south-west Scotland as a wildfire spread over a large area of forest in Galloway.