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On this side of the Atlantic, underpinning globalisation and free trade are the theories of 19th-Century British economist David Ricardo.

California Insurance Commissioner Ricardo Lara “provisionally” granted State Farm General’s request for an emergency 22% hike in its homeowners insurance rate Friday — but it won’t take effect pending a formal hearing scheduled for next month.

California Insurance Commissioner Ricardo Lara decided Friday to provisionally grant State Farm General’s request for a 22% hike in its homeowner insurance rates pending a formal rate hearing next month.

The security officer punished the girl for being loud and spinning around with her friends during a break between classes, the girl’s father, Ricardo Hurtado, told The Times.

It was date night for Ricardo Rico and his two daughters.