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It sat on his driveway until he decided to use savings and a credit card to pay £2,300 for third party, fire and theft insurance.

State prosecutors also want to try him on all the other tax evasion, theft, insurance fraud and other charges as soon as they can, although no trial date for those cases has been set.

And a company paid Google to point me to what turned out to be a paid subscription to financial services including identity theft insurance, credit scores and credit reports.

Experian.com and the company’s freecreditreport.com tried several times to sell me a subscription that included credit monitoring, identity theft insurance, a bill negotiation service and credit score tracking.

Is identity theft insurance worth the expense?